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Mobile Home Mortgage

(408) 541-1300

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      • Refinance Programs

(408) 541-1300

Mobile Home Mortgage
  • Home
  • Mortgage steps
  • Apply Now
  • Programs
    • Programs
    • Purchase Programs
    • Refinance Programs

Refinance Programs

Rate & Term Programs

We can help to lower your payment or take time off of your loan by refinancing. All loans are required to have an appraisal and the current equity in your home will dictate the available rates to you.  

Cash Out Programs (Home Equity Loan)

Pulling cash out is a unique situation, there is only one program available.  It is limited to homes 20 years old and newer, with a maximum cash out of $25,000 down.

Apply to Refinance now

Items Needed for Refinance Prequalification

Before Qualification & Loan Approval

These are the general requirements, additional items may be required based on your individual loan circumstances.

Identification

Copies of the Front and Back of your Driver's License & Social Security cards

Last 30 days paystubs*

*If you are retired we need your retirement and social security award letters showing monthly income and we need your most recent bank statement (all pages) showing income deposits and if you are self employed we need the last 2 months business bank statements (all pages)

Last 2 years W2s*

*If you are retired we need the 1099s instead of W2s and if you are self employed we need the full IRS only tax returns, if you are an owner of a corporation we need the corporation tax returns also

Current Space Rent Statement

Copy of Current Insurance policy


After Loan Approval

These are the general requirements, additional items may be required based on your individual loan circumstances.

Verification of Employment

Letter on Employer letterhead verifying 24 months+ of employment (for all employers over the last 24 months)

Appraisal Fee

The appraisal fee will need to be paid up front ranges from $500-$650 depending on the appraiser for the area where your home is located

Copy of Executed Loan Note for your current loan

This would be found in the documents that you signed in escrow or with a notary when you purchased your home

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Mobile Home Mortgage

1270-C Lawrence Station Road, Sunnyvale, CA 94089

888-633-5560 * 408-541-1300

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