We can help to lower your payment or take time off of your loan by refinancing. All loans are required to have an appraisal and the current equity in your home will dictate the available rates to you.
Pulling cash out is a unique situation, there is only one program available. It is limited to homes 20 years old and newer, with a maximum cash out of $25,000 down.
These are the general requirements, additional items may be required based on your individual loan circumstances.
Copies of the Front and Back of your Driver's License & Social Security cards
*If you are retired we need your retirement and social security award letters showing monthly income and we need your most recent bank statement (all pages) showing income deposits and if you are self employed we need the last 2 months business bank statements (all pages)
*If you are retired we need the 1099s instead of W2s and if you are self employed we need the full IRS only tax returns, if you are an owner of a corporation we need the corporation tax returns also
These are the general requirements, additional items may be required based on your individual loan circumstances.
Letter on Employer letterhead verifying 24 months+ of employment (for all employers over the last 24 months)
The appraisal fee will need to be paid up front ranges from $500-$650 depending on the appraiser for the area where your home is located
This would be found in the documents that you signed in escrow or with a notary when you purchased your home
Mobile Home Mortgage
1270-C Lawrence Station Road, Sunnyvale, CA 94089
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